担担呗是一款违约的分担工具，具体的是将具有权益人的标的作为参考价值，发布到平台上，设置佣金率和分担比率。同时平台的分担人进行投标，相应的得到佣金收益。
DDB is a share of the default, specific is to take the target of the equity person as the reference value, issue to the platform, set the commission rate and the share ratio. At the same time, the share of the platform shall be tendered and the corresponding income shall be obtained.